QuoteManage, LLC Private Policy
Updated
Read this privacy policy carefully as it contains important information about how and why we collect, use,
and share your personal information. It also explains certain rights you may have in relation to your personal
information, and who you may contact to make certain requests. We may update or change this privacy policy,
which you should periodically review. You may only use this website if you agree to the posted terms &
conditions and this privacy policy
WHO WE ARE.
“We,” “us,” and “our” mean QuoteManage, LLC and its affiliate and parent companies, as applicable.
QuoteManage, LLC licensed agents who may call you are not direct employees of any carrier listed or shown on
this website (“Carrier”), and this website is not owned or operated by Carrier. Carrier is a Medicare
Advantage HMO, PPO, PFFS organization, a stand-alone prescription drug plan with a Medicare contract, and/or
a Medicare supplement provider.
NO GOVERNMENT AFFILIATION.
This website is not affiliated with or managed or endorsed by any state or federal governmental agency or
exchange, the Centers for Medicare & Medicaid or the Department of Health and Human Services. This website
does not contain a complete listing of plans available in your service area. For a complete listing please
contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult
www.medicare.gov.
CATEGORIES OF PERSONAL INFORMATION WE COLLECT
- (A) “Identifiers” such as a real name, alias, postal address, unique personal
identifier, online identifier, Internet Protocol address, email address, account name, driver's license
number, social security number, or other similar identifiers
-
(B)“Related Information” that identifies, relates to, describes, or is capable of being
associated with, a particular individual such as his or her name, signature, physical characteristics or
description, address, telephone number, driver's license or state identification card number, insurance
policy number, education, employment, employment history, bank account number, credit card number, debit
card number, or any other financial information, medical information, or health insurance information
- (C) “Characteristics” of protected classifications under California or federal law
- (D) “Commercial Information” (e.g., records of products or services purchased,
obtained, or considered, or other
purchasing or consuming histories or tendencies)
- (E) “Internet Activity” such as electronic network activity information, browsing
history, search history, and
information regarding a consumer's interaction with an Internet Web site, application, or advertisement.
- (F) “Geolocation Data.”
- (G) “Audio,” electronic, or similar information
- (H) “Professional” or employment-related information.
- (I) “Inferences” such as those drawn from any of the information identified above to
create a profile about a consumer
reflecting the consumer's preferences, characteristics, psychological trends, predispositions, behavior,
attitudes,
intelligence, abilities, and aptitudes
- (J) We do not knowingly collect information from individuals under eighteen (18) years
of age. No information should be
submitted to, or posted at, our websites by individuals under eighteen (18) years of age
SOURCES OF PERSONAL INFORMATION
- (A) Directly from you (e.g., via telephone, text message, email, website form
submission, etc.).
- (B) Publicly accessible sources (e.g., property records, public directories, etc.)
- (C) Third parties (e.g., marketing vendors and social media, digital advertising, and
data aggregation businesses)
- (D) Indirectly from you (e.g., via cookies, digital trackers, analytics, and IT and
security systems)
PURPOSES OF COLLECTING PERSONAL INFORMATION
- (A) To fulfill the reason you provided the information (e.g., to match you with an
insurance product,
provide support,
respond to an inquiry, etc.)
- (B) To market products and services to you (including by third parties with whom we may
share your
personal information)
- (C) To personalize your website experience and to deliver content and product and
service offerings
relevant to your interests, including targeted offers and ads through our website, third-party sites and
companies, and via email, telephone, text message, or other means (with your consent as required by
applicable law).
- (D) For other marketing purposes
- (E) To help maintain the safety, security, and integrity of our website, products and
services,
databases and other technology assets, and business
- (F) To evaluate or conduct a merger, restructuring, sale, or other corporate
transaction in which
personal information is among the assets transferred
- (G) To investigate and prevent fraud and abuse of our website, products, and services
- (H) To comply with our legal and regulatory obligations
- (I) For other business purposes
WHO PERSONAL INFORMATION MAY BE SHARED WITH
- (A) Persons or companies that offer insurance products or services (“Insurance
Providers”)
- (B) Marketing vendors and social media, digital advertising, and data aggregation
companies (“Marketers”)
- (C) Auditors, attorneys, consultants, professional service providers, etc.
(Professional Services”)
- (D) Other parties with a legal interest (including private parties and government or
regulatory entities) (“Legal Parties”)
- (E) Other service providers we use to help provide our products or services (“Service
Providers”)
SALES AND DISCLOSURES OF PERSONAL INFORMATION IN THE PAST 12 MONTHS
- (A) In the past 12 months, we have sold Identifiers, Related Information,
Characteristics, Commercial Information,
Internet Activity, Geolocation Data, and Professional information to Insurance Providers and Marketers.
- (B) In the past 12 months, we have disclosed for business purposes Identifiers, Related
Information, Characteristics,
Commercial Information, Internet Activity, Geolocation Data, Audio, Professional, and Inferences to
Professional
Services, Legal Parties, and other Service Providers
CALIFORNIA RIGHTS AND INFORMATION
- (A) California consumers have the right to request that businesses disclose certain
information to them about the use of
their personal information over the past 12 months. Upon receipt of a verifiable request, to the extent
required and
permitted by applicable law, we will disclose to California consumers: (i) the categories
of personal information we
collected about them; (ii) the categories of sources for the personal information we
collected about them; (iii) our
business or commercial purpose for collecting or selling that personal information; (iv)
the categories of third parties
with whom we share that personal information; (v) the specific pieces of personal
information we collected about them;
and (vi) If we sold or disclosed personal information for a business purpose, two
separate lists disclosing (a) sales,
identifying the personal information categories that each category of recipient purchased; and
(b) disclosures for a
business purpose, identifying the personal information categories that each category of recipient
obtained.
- (B) California consumers have the right to request that businesses delete any of the
personal information that they
collected from consumers and retained, subject to certain exceptions. Upon receipt of a verifiable
request, to the
extent required and permitted by applicable law, we will delete (and direct our service providers to
delete) your
personal information from our records, unless an exception applies.
- (C) To request disclosure or deletion of your personal information, click the “Data
Request” hyperlink located near the
bottom of the landing page on our website, or dial the telephone number listed in our contact information.
- (D) California consumers have the right to direct businesses to not sell their personal
information. To request that we
do not sell your personal information, click the “Do Not Sell My Personal Information” hyperlink located
near the bottom
of the landing page on our website.
- (E) California consumers may not be discriminated against for exercising any of their
rights under the California
Consumer Privacy Act. Businesses may, however, offer certain financial incentives that can result in
different prices,
rates, or quality levels.
- (F) California's "Shine the Light" law permits California residents to request certain
information regarding businesses'
disclosure of personal information to third parties for their direct marketing purposes. To make such a
request, please
click the “Data Request” hyperlink located near the bottom of our website or write to us at the address
listed in our
contact information.
- (G) Some browsers have "do not track" features that allow you to tell a website not to
track you. These features are not
all uniform. We do not currently respond to those signals
COOKIES AND TRACKING TECHNOLOGIES
We may collect personal information over time and across different websites, apps, and devices. We may also
work with
third parties that collect personal information this way. Examples of tracking tools we may use include
browser and
flash cookies, server logs, web beacons, and similar technologies. Examples of services we may use include
Google AdWords and Facebook Custom Audiences. You can visit the help and settings sections of your browsers,
mobile devices, social media companies, and other
technology providers to learn about what options you may have to control their use of your data. You can
also learn more
about tracking technologies and how to control them by visiting the Federal Trade Commission's “Online
Tracking” website
located (as of December 2019) at
https://www.consumer.ftc.gov/articles/0042-online-tracking#Understanding_Other_Online_Tracking
TELEPHONE CALLS AND RECORDINGS
You provide your prior express written consent to receive marketing telephone calls and text messages
(including those
sent by automatic telephone dialing systems and including prerecorded messages) to any telephone number that
you provide
to us, even if that number is listed on a do-not-call registry. Consent is not a condition of purchasing any
goods or
services, and you can use our services or products without providing this consent by dialing the telephone
number on our
website. You also agree that all telephone calls and conversations with us and anyone we may transfer your
telephone
call to or from may be recorded for quality, customer-service, compliance, and regulatory purposes.
RETENTION OF PERSONAL INFORMATION
We keep personal information for as long as is necessary to provide our products or services to you; to
respond to any
questions, complaints or claims made by you or on your behalf; to keep records required by law or to
demonstrate
compliance with regulations; and to fulfill the purposes set forth in this policy.
INFORMATION SECURITY
We have appropriate security measures in place to prevent personal information from being accidentally lost
or used or
accessed in an unauthorized way. Those processing your information as service providers will do so only in
an authorized
manner and are subject to a duty of confidentiality.
CONTACT INFORMATION
Mail: QuoteManage, LLC Att: Privacy Team, 1624 Market Street, Ste 401, Denver, CO 80202
Email: privacy@quotemanage.com
Telephone: 1 800 363 9200
California Requests: Click the “Data Request” or “Do Not Sell My Personal Information”
Hyperlinks located near the bottom of the landing page on our website.